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investing guide

Reduce Your Credit Limit

reduce credit card limit Do you want to stay out of credit card debt?

Then reduce your credit limit. Credit card companies are not your friends. They are not being kind to you when they give you a credit limit increase. Credit cards companies are counting on the fact that most consumers simply will not be responsible with their credit.

However, you do not have to let them set you up to fail. When you receive a higher credit limit that you know you do not need or deserve call them up and tell them to reduce your limit back to where you feel comfortable. Do not even give yourself a chance to test your self-control with your new higher limit.



steps for new investors

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cash reserve - emergency fund

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Return from Reduce Your Credit Limit to Debt Tips



Budget Spreadsheet:

Get control of your finances today with the Lucky Dog Investing Budget Spreadsheet.

budget spreadsheet

Pick Quality Stocks:

If you are looking for the best technical analysis stock picking software then check out MarketClub.

Best Online Broker:

The best online stock broker when it comes to cost and quality is without a doubt .

Emergency Funds:

Before you ever invest in stocks or other risky investments you should have an emergency fund in place. A great place to keep an emergency fund is ING Direct.

Check FICO Scores:

The only place to get your real FICO scores is right here: Fico Scores/Reports.

Trading Videos:

Take some time to watch 4 free educational trading videos from INO TV.

Protect Identity:

Learn how to protect your good name by protecting your identity with LifeLock.

Earn Interest:

An online checking account that actually pays interest: ING DIRECT Checking Account

Build A Website:

Looking to create your own website? Then try what we use for this one: Site Build It.

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