Personal Finance Questions and Answers

Average Monthly Grocery Budget  
What is the average monthly grocery budget for a single person in the United States? I am just curious what other singles actually spend on their own ...

Peer-to-Peer Lending Reviews 
I am just curious if anyone has tried the peer-to-peer lenders such as Prosper or Lending Club? What are your honest opinions as either a Lender or a ...

Unemployment Benefits For The Self-Employed 
Can a self-employed person who shuts down his business collect unemployment benefits?

Linking Your Checking Account To ING Direct 
I am just wondering if it is really safe to link your personal checking account to ING Direct? Has anyone ran into any issues when transferring their ...

Destroying Old Bank Statements 
How long should you keep old bank statements before you can destroy them without worry?

Best Large Bank In The United States 
In your opinion, what is the best large bank in the United States? Please give your reasons why you think it is the best bank.

Resellng Items On Craigslist For Money 
I am just curious if anyone actually makes decent money reselling items on Craigslist?

Percentage Of Wages For Rent 
What is the highest percentage of your wages that should be spent on rent?

Decent Living Wage In America 
What is considered a decent living wage in America?

Permanent Student Loan Reduction 
Is there a way to reduce my total student loan bill permanently?

Linking PayPal Account With Checking Account 
Is it really safe to have your PayPal account linked directly to your personal checking account?

Online Savings Accounts vs CDs 
Do online savings accounts pay about the same interest as a local hometown bank CD?

CDs vs Money Market Accounts 
What is the biggest difference between CDs and money market accounts? Also, what are the pros and cons of each?

Highest Interest Rate Savings Account 
Which bank in America pays the highest interest rate for a basic savings accounts?

Legitimate Online Job Opportunities For Extra Money 
What are some legitimate online job opportunities to make just a little extra money?

Getting Paid For Taking Online Surveys 
Can I really earn money by taking those online surveys? I have noticed some are even advertising on television now.

Most Affordable Large City In The United States 
Which large city in the United States is considered the most affordable?

Fair Markup Price Per Item 
What is a fair markup price per item when selling merchandise? Does it very depending on your industry?

Straight Talk Cell Phone Walmart Deal 
Is the new Straight Talk cell phone deal from Walmart a good deal? I am so sick of regular cell phone company contracts.

Getting A Lower Interest Rate On A Credit Card 
What is the best way to get a lower interest rate from your credit card company? Should I write a formal letter, or is it best to just call them and ask ...

Making Money Taking Online Surveys 
Does anyone actually earn decent money by taking online surveys or are they a waste of time?

Who Pays Your Bankruptcy Debts 
How does bankruptcy get rid of your debts? Who ultimately ends up paying for your debts, or does the creditor just take the loss?

Paypal Account Deposit Question 
I was going to open a Paypal account, but I have one question. Do I have to deposit money into my Paypal account to use it, or does it withdraw money ...

Earning Money Using Blogspot On Google 
Has anyone actually made any money from creating a free blog using blogspot on Google?

Pros And Cons Of Filing For Bankruptcy 
What are the pros and cons of filing for bankruptcy in your opinion? Does anyone have a bankruptcy story to share good or bad?

What Online Bank Is The Best 
What online bank should I open a savings and checking account with? Which online bank has the best reputation as well as the best interest rates in your ...

How Much Money Has Been Spent On The Iraq War 
With all the complaints about the cost of the new healthcare bill, I am curious how much money has been spent on the Iraq war?

How Much Money Does A Vet Make 
How much money does a typical hometown vet make?

How Much Money Does A Psychologist Make 
How much money does a psychologist make right out of college?

How Much Money Does A Physical Therapist Make 
How much money does a physical therapist make? Do certain places pay better such as a hospital, chiropractors, or sport rehab centers?

How Much Money Does A Chef Make 
How much money does a chef at a typical restaurant make? Are there really a lot of job openings for chefs or are your options very limited?

How To Not Spend Money 
What tricks do you use not to spend money?

How Much Money Should I Make 
How much money should I be making before I can realistically buy a $200,000 home?

How Much Money Does A Pharmacist Make 
How much money does a pharmacist make at a Walgreens?

How Much Money Does A Dentist Make 
How much money does a average dentist make?

How Much Money Does A Pediatrician Make 
How much money does a pediatrician make on average in a year?

How Long Does It Take To Transfer Money 
How long does it take to transfer money between an online savings account and your hometown bank account?

How Much Money Do Nurses Make 
How much money do nurses make in a hospital setting?

How Much Money Do Lawyers Make 
How much money do lawyers typically make in a given year?

How Does Youtube Make Money 
How does youtube make any money? Is it just from the advertisements or is there another source of revenue?

How Much Money Do Teachers Make 
How much money do teachers make at a typical public high school?

How Websites Make Money 
How do personal websites and blogs make money? Is it only through advertisements? What are some other sources of income that can be generated?

How Can I Make Money Online 
How can I make money online without falling for get-rich-quick scams? Are there any realistic ways to make decent money online?

What Is The Financial Sector 
What is the financial sector doing to help people who are losing their homes even though they were all bailed out by the tax payers?

What Is The Financial Bailout 
What is the financial bailout going to do to the high end housing market? Have we seen the end of the larger home market? I just see so many vacant pieces ...

How To Finance A Film 
I am looking for different ideas on how to finance a film I am looking to create. Any suggestions would be appreciated.

Saving vs. Investing 
What is really the difference between saving and investing?

Paypal Safe To Use Question 
How does paypal work actually, and do you think it is safe to use? Anybody have positive or negative paypal stories to share?

Simple Savings Account Interest Rate 
Is 5 % annual interest good for a simple savings account?

Any Real Honest Ways To Make Money Online 
Does any body know a real way to make extra money online?

Bank or Credit Union Which Is Better 
What is better, a bank or a credit union?