How To Budget Your Money Better

Well we have designed an easy to use spreadsheet that allows you to track your daily, monthly, and yearly income and expenses quickly and easily.

There are many budgeting spreadsheets and programs around, but many of them are simply to time consuming to use. We truly belive in the K.I.S.S. (Keep It Simple Stupid) principle. When you make things simple and easy to use people will stick to them. The spreadsheet below allows people to keep track of their daily, monthly, and yearly income and expenses with two quick daily entries.

If you want to learn more about your personal finances, visit Financial Planning InfoGuide a resource with free information and tools.

Benefits:

The spreadsheet covers all 12 months and can be used year after year. Simply save the spreadsheet as a new file every year.

This is where the the motivation to control your spending really comes into play. Each day you simply enter two numbers. These two numbers are your daily income and daily expenses. Making yourself enter your daily expenses will really motivate you to control your spending. You will begin to think twice about that $3.00 cup of coffee or that $5.00 dollars for fast food.

Finally, at the top of the spreadsheet you will find your yearly totals. You will find your total yearly income and expenses; as well as your net income after subtracting your expenses from your income.

To download the spreadsheet simply click on the "Download - Lucky Dog Investing Budget Spreadsheet" link below. Then choose "Save File" and click "OK".