Financial Questions and Answers

Variable Annuities Long Term Investment 
I have no earned income, but I just got a large cash settlement. What's my best choice for a long term retirement investment?

How To Order Credit Report 
How do I order a credit report with my real FICO score included?

How To Start Investing In The Stock Market 
How should you start investing in the stock market if you are a complete novice? Mutual Funds? ETFs? Individual Stocks?

Just looking for people to ...

What Happens If The Stock Market Crashes 
What really would happen if the stock market crashes completely? If we wake up tomorrow and the stock market completely crashes; then disappears would ...

Credit Score Needed To Buy A House 
I am try to get a house. What is the new credit score that I would need in order to purchase a house given the bad economy and the increase in foreclosures?...

How To Get Started In The Stock Market 
How do I get started on buying and selling stocks?

Investment - Higher Profits Without Hassles 
Can anyone tell me how to obtain higher profits on my money without the risks or hassles of investment, and without any long delaying procedures in receiving ...

How Can I Diversify My Investment Portfolio 
How can I diversify my investment portfolio among life insurance, stocks and fix deposits and what should be a typical turnaround time for these financial ...

New To The Stock Market 
I am planning to invest in stocks, but don't know where to start. Can anyone please help?

What steps would you tell a beginner to start with.

Credit Score For Free Question 
Is there a way to get your credit score for free?

Investment Strategy Question 
What are some quality investment strategies?

Best Online Stock Broker and Why 
I am just curious about which online stock broker everyone uses and why?

Dad Left Stocks In A Company   Not rated yet
I don't know anything about stocks can someone give me an overview?

What Is An Adjustment Bond  Not rated yet
What is an adjustment bond?

What Does Adjusted Gross Income Mean  Not rated yet
What does adjusted gross income mean?

What Is An Adjustable-Rate Preferred Stock  Not rated yet
What is an adjustable-rate preferred stock?

What Is An Adjustable-Rate Mortgage  Not rated yet
What is an adjustable-rate mortgage?

What Is The Additional Bonds Test  Not rated yet
What is the additional bonds test?

What Is The Active Portfolio Strategy  Not rated yet
What is the active portfolio strategy?

What Is The Active Bond Crowd  Not rated yet
What is the active bond crowd?

What Does Acquisition Of Stock Mean  Not rated yet
What does acquisition of stock mean?

What Is An Accumulated Dividend  Not rated yet
What is an accumulated dividend?

What Does Accrued Interest Mean  Not rated yet
What does accrued interest mean?

What Is An Accrual Bond  Not rated yet
What is an accrual bond?

What Is An Accredited Investor  Not rated yet
What is an accredited investor?

What Is An ABC Agreement  Not rated yet
What is an ABC agreement?

What Is A Yo-Yo Stock  Not rated yet
What is a yo-yo stock?

What Is A Yen Bond  Not rated yet
What is a Yen bond?

What Are Yellow Sheets  Not rated yet
What are yellow sheets in relation to investing?

What Is A Year-End Dividend  Not rated yet
What is a year-end dividend?

What Is The Yankee Market  Not rated yet
What is the Yankee market?

What Is A Yankee CD  Not rated yet
What is a Yankee CD?

What Are Yankee Bonds  Not rated yet
What are Yankee bonds?

What Is A Z-Bond  Not rated yet
What is a Z-bond?

What Is A Zero-Coupon Bond  Not rated yet
What is a zero-coupon bond?

What Is A Zero-Investment Portfolio  Not rated yet
What is a zero-investment portfolio?

Orchard Bank Credit Card Reviews  Not rated yet
I am just looking for people who have used an Orchard Bank credit card to rebuild their credit; to give their honest opinions of the credit card company....

Opening A New Credit Card Account And Your Credit Score  Not rated yet
Does opening a new credit card account strengthen or hurt your credit score?

Offering A Settlement To A Collection Agency  Not rated yet
Is it possible to offer a lower settlement to a collection agency?

United States Middle Class Income  Not rated yet
What gross income amount is considered middle class in the United States?

Legitimate Credit Counseling Companies  Not rated yet
Which credit counseling companies are actually legitimate?

Employers Checking Credit Reports  Not rated yet
Ugh! Am I the only one who thinks it should be illegal for employers to look at your credit report?

I mean there are many reasons why someone could ...

What Are Fannie Mae And Freddie Mac  Not rated yet
Can someone please explain what it is that Fannie Mae and Freddie Mac do?

Gold Investing Resources  Not rated yet
What are some good gold investing resources?

Stock Broker Interships  Not rated yet
Do any of the major stock brokers offer internships.

Top US Based Energy Stocks  Not rated yet
What are the top US based energy stocks?

What Is PIMCO  Not rated yet
Can someone please explain what PIMCO actually is?

Withdrawing Money From Your IRA Without Penalty  Not rated yet
At what age can you withdraw money from your IRA without penalty?

Highest Bank CD Interest Rates  Not rated yet
Which banks offer the highest interest rates for their CDs?

How Does A Falling Stock Price Affect A Company  Not rated yet
How does a falling stock price actually affect a company? Does it just mean they will have less money to invest in their own growth?

Stocks Benefiting From Wind Energy  Not rated yet
What stocks will benefit the most from the push for wind energy?

Establishing A Credit Score With A Credit Card  Not rated yet
How long does it take for your first ever credit card to show up on your credit report after you start using it?

I am just wondering how long it takes ...

FICO Credit Score Needed To Rent An Apartment  Not rated yet
What is the average FICO credit score needed to rent an apartment?

Reputable Online Personal Loan Companies  Not rated yet
Are there any reputable, honest, and fair personal loan companies online besides traditional banks; that do not charge ridiculous interest rates?

How To Establish A Credit History Without Credit Cards  Not rated yet
What is the best way to start establishing a credit history without using credit cards?

Filing For Bankruptcy On Your Own  Not rated yet
Is it possible to file for bankruptcy on your own, or do you need to have a lawyer?

Credit Cards Used For Rebuilding Credit Score  Not rated yet
What are the best credit cards for someone who is trying to rebuild their credit score?

New Credit Card Regulations  Not rated yet
What are the main highlights of the new credit card regulations that are going into effect?

Also, will the new regulations actually make it harder to ...

Discharged Bankruptcy Debt Still On Credit Report  Not rated yet
How can I remove inaccurate debt information from my credit report after a bankruptcy discharged the debt? The credit bureaus seem unwilling to do it?...

Do Credit Unions Insure Your Money  Not rated yet
Do credit unions insure your money just like the banks do through the FDIC, or is it more risky to use a credit union?

Finding Investors For A New Start-Up Business  Not rated yet
Is there some place online to look for investors to help finance a new start-up business?

Picking Good Penny Stocks  Not rated yet
Has anyone reading this ever actually made any money from trading penny stocks?

If you have made money, would you care to share what it is you look ...

When To Sell A Stock After A Big Gain  Not rated yet
When do you know it is time to sell a stock that has had a big gain?

What To Invest In After A Recession  Not rated yet
Which stock sectors are the best to invest in after a recession?

Becoming A Stock Broker  Not rated yet
Is there a way to become a stock broker without having a college degree?

Highest Paying CDs To Invest In  Not rated yet
Where can I find the highest paying CDs to invest in?

Where To Invest IRA Money  Not rated yet
I have my IRA money sitting in a Money Market account. I will be 60 in 7 years what should I invest this money in?

What Causes A Stock Price To Rise And Fall  Not rated yet
Can someone please explain to me in simple terms what actually causes the price of a stock to rise and fall? It seems that those who own a lot of shares ...

Small-Cap vs Mid-Cap vs Large-Cap Stocks  Not rated yet
Which stocks do you prefer to invest in and why: Small-Cap, Mid-Cap, or Large-Cap stocks?

Opening Very First Credit Card  Not rated yet
What is a good credit card to apply for if it is going to be your very first credit card?

Good Investments With Little Risk  Not rated yet
In your opinion, what is the best way to invest money with little risk, but still get a decent return?

How To Become A Hedge Fund Manager  Not rated yet
I am a college student majoring in Information Technology. I am about to go into the real world and want to become a hedge fund manager. Where would ...

How Are IPOs Created  Not rated yet
What is the meaning of IPOs? Can someone explain in detail how they are created, and the steps involved.

Which ETFs Are The Best To Invest In  Not rated yet
What are some good ETFs to invest in? Are there certain sectors to avoid?

Cheap Natural Gas Industry Stock  Not rated yet
Are there any stocks available at basement prices in the natural gas industry now?

The reason for this question is that I have heard over the radio,...

Making a Living Buying and Selling Stocks  Not rated yet
Is it possible to live a good life by only investing in stocks as a source of income, or is it too risky and complicated?

How To Buy Gold  Not rated yet
What is involved in buying gold? Is it just like buying stocks on the stock market?

Buying Natural Gas Stock  Not rated yet
How do I buy stock in natural gas? Is it bought as a separate commodity or do you have to invest in natural gas companies?

Are Utility Investments A Good Idea  Not rated yet
Our credit union took a big hit when many of their home loans were defaulted and deeded back to them. They are now asking us to move our CD's to somewhere ...

E-Trade vs. Scottrade  Not rated yet
Which online broker is better in your opinion E-Trade or Scottrade?

What Hurts Credit Score  Not rated yet
What actually hurts your credit score the most? For instance is a late mortgage payment worse than a late credit card payment?

Student Loan Affect On Credit Question  Not rated yet
How does taking out student loans affect your credit?

Bankruptcy and Foreclosure Still On Credit Report  Not rated yet
How long before a bankruptcy and foreclosure are removed from your credit report? It has been over seven years for mine, but still appears. How do I get ...

Best S&P 500 Stock Indicators   Not rated yet
What do you find to be the best 2 or 3 chart indicators for S&P 500 stocks?

A Reduced Credit Card Payoff Amount  Not rated yet
If I pay off a credit card debt at an agreed upon reduced amount, will my credit score show it as entirely paid now or will it still consider the remainder ...

Buying and Selling Same Stock Multiple Times  Not rated yet
If you buy and sell a particular common stock multiple times over the course of a year, what is the best way to determine the return on investment for ...

Debt Management Companies Pros and Cons  Not rated yet
Do you recommend debt management companies to lower a high credit card debt?

If you could give some pros and cons it would be greatly appreciated.

What Are The Best Companies To Invest In Currently  Not rated yet
What are the best company's to invest in right now?

Please give me your opinions and why you have those opinions. Also, if you can include the current ...

Good Credit Scores In Today's Economy  Not rated yet
Is 660 still considered a good credit score in today's economy? What scores do you consider to be poor, fair, good, and excellent nowadays?

College Financial Aid And The Stock Market Affects  Not rated yet
Will Investing in the stock market affect my college financial aid?