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Financial Questions and Answers - Page 12

The following is an archive of previous financial questions about investing, personal finance, and credit.

Financial Questions and Answers - Page 12

You are solely responsible for your own personal financial decisions.

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Previous Investing, Personal Finance, and Credit Questions Submitted

Click below to view questions, answers, and comments from other visitors to this page...

Age Requirements For Credit Cards 
How old do you have to be in order to get a credit card?

Banks Checking My Credit Score 
Does it hurt my credit score when banks check my credit score?

Difference Between Stocks and Dividend Stocks 
Is there a difference between stocks and dividend stocks?

Best Credit Cards For Beginners 
What are the best credit cards for beginners?

Qualifications Needed To Be A Stock Broker 
What qualifications do you need to be a stock broker?

Average Time Required For A Check To Clear A Typical Bank 
How long does it take for a check to clear a typical bank on average?

Places Besides A Bank To Cash A Personal Check 
Where besides a bank can I cash a personal check?

Green Dot Prepaid Credit Cards 
How does a Green Dot prepaid credit card work?

Process For Selling Shares Of Stock 
How do I sell my shares of stock?

Credible Payday Loan Companies 
Are there any credible payday loan companies?

Using A Personal Loan To Invest With 
Can I take out a personal loan and use it to invest with?

Can Someone Explain The Online Stock Trading Process 
How do I buy stocks online?

Explain Day Trading Rules and Regulations 
If I sell a stock and then rebuy it later on the same day would it be considered day trading?

Please Explain What A Charge Off Is On A Credit Report 
What does it mean to have a "charge off" on a credit report?

Accessing Your Spouses Credit Card Statements Online 
Can I gain access to my husbands credit card statements online?

Repossession vs Bankruptcy 
Is it worse on your credit report to have something repossessed or to file bankruptcy?

Do Automatic Debit Card Payments Help Your Credit Score 
Does using a debit card for automatic monthly payments help your credit score?

How To Legally Settle Credit Card Debt 
How can I legally settle credit card debt?

How To Start A Personal Bankruptcy 
I've been wanting to file a personal bankruptcy, but I haven't been able to come up with the money to start the process? Any ideas would be appreciated?...

Please Explain Exchange Traded Funds 
Can someone please explain exchange traded funds in an easy to understand manner?

Are Visa Prepaid Debit Cards Legit 
Are the visa prepaid debit cards legit?

Credit Score Calculations 
How is your credit score calculated?

Explain Prepaid Credit Cards 
How do prepaid credit cards work?

Good Stock Exchange Simulator 
What is a good stock exchange simulator?

Credit Report Harassment After Bankruptcy 
How do you stop credit report harassment by past creditors that were discharged through a bankruptcy?

Trading The QQQQ's In The Stock Market 
How do I trade the QQQQ's in the stock market?

Low Credit Score Credit Cards 
Are there any credit cards I can get with a 570 credit score and some debts in collections?

Best Way To Invest 5 Grand 
What is the best way to invest 5 grand that isn't extremely risky, but yet is also not to conservative?

Are 401k's A Scam To Make People On Wall Street Rich 
Are 401K's worth investing in or are they a scam to make people on Wall Street rich?

Where To Get Prepaid Credit Cards 
Where can a person get a prepaid credit card?

Please Explain Stock Dividends 
How do stock dividends work?

Vantage Credit Score 
What is a vantage credit score?

Learn Financial Analysis Skills 
Where can I brush up on my financial analysis skills?

How To Build Credit 
How do you build credit when you have none?

Advantages Of Online Stock Market Trading 
What are the advantages of online stock market trading?

How To Invest In McDonald's 
How can I invest in McDonald's?

Which Credit Card To Build Credit 
I am 18 years old, what credit card should I get to build credit?

Best Strategies For Buying Stocks 
What are the best strategies for buying stocks?

Bad Credit Card Debt Reported On Credit Report 
How long does a bad credit card debt stay on your credit report?

Ways To Get A Credit Card With Bad Credit 
What are some ways to get credit cards for people with really bad credit that doesn't require money?

Credit Card Debt Counseling Services 
How do I get out of credit card debt without using a credit counseling service?

Lost My Social Security Card 
What should I do if I lost my social security card?

Where To Get Free Credit Reports Online 
What is the website where you can get your free credit reports from each year?

Swing Traders and Small Cap Stocks 
Are small cap stocks better for swing traders?

Debtor vs Creditor Bankruptcy 
Who benefits in the event of a bankruptcy the debtor or the creditor?

How To Get A Loan With Bad Credit 
How could I get a loan with bad credit?

Swing Trading Books For A Beginner 
What stock market books are good and simple to understand for a swing trading beginner?

Bank Account Maintenance Fees 
Why do bank accounts with less money have to pay more in maintenance fees than those with more money?

Building My Credit Score 
What are the best ways to build my credit score?

Prepaid Credit Cards Good or Bad 
What's the use of prepaid credit cards? Good or bad?

Unlawful Charges On My Credit Report 
I found unlawful charges on my credit report. Does anyone know how I get these taken off?

Home Equity Line Of Credit To Pay Off Credit Cards 
Should I pay off a credit card with a home equity line of credit or transfer the balance to a zero-interest credit card for one year?

Best Ways To Save Money 
What are the best ways to save money?

Getting Started With Stocks and Bonds 
Where do I start if I want to get involved with trading stocks and bonds?

Credit Score Results With Too Many Credit Cards 
Is it good or bad to have too many credit cards when it comes to your credit score?

Credit Card Verification Code 
What's a credit card verification code?

Best Bank In America 
What's the best bank in America to have an account at?

Bad Credit Score Hurting My Job Search 
I think my bad credit score is hurting my job search. Are there any states where it is illegal for employers to obtain a credit report when hiring employees?...

Series EE Savings Bonds 
Are Series EE Savings Bonds a good investment?

Easiest Way To Make A Stock Purchase 
What's the easiest way to make a stock purchase?

Why Work So Hard For A House You Never Really Own 
Why do people work their whole lives to pay off a house they never really own until 30 years later?

How Do I Get Approved For My First Credit Card 
How do I get approved for my first credit card if I have no credit history?

Bank of America vs. Chase 
Is Bank of America or Chase a better bank and why?

How To Earn Money While Searching For A Job 
What is a good way to earn money while searching for a job?

How Do Dividend Stocks Work 
How do dividends work in relation to stocks?

Good Fundraising Ideas 
What are some good fundraising ideas?

Credit Card Paperless Billing Statements 
If I choose to do paperless billing with a credit card account, can I then switch back to paper statements?

Negative Items On Credit Report 
How long do potentially negative items stay on your credit report?

Free Riding Rule 
If you sell stock "X" and use the proceeds to purchase stock "Y" the same day, are you prohibited to sell stock "Y" before the settlement date of stock ...

What Is A Certificate Of Deposit - CD 
What is a certificate of deposit - CD?

What Is The Additional Bonds Test 
What is the additional bonds test?

What Is A Yen Bond 
What is a Yen bond?

What Are Yellow Sheets 
What are yellow sheets in relation to investing?

What Is A Year-End Dividend 
What is a year-end dividend?

What Is The Yankee Market 
What is the Yankee market?

What Is A Yankee CD 
What is a Yankee CD?

What Are Yankee Bonds 
What are Yankee bonds?

What Is A Z-Bond 
What is a Z-bond?

What Is A Zero-Coupon Bond 
What is a zero-coupon bond?

What Is A Zero-Investment Portfolio 
What is a zero-investment portfolio?

Gold Investing Resources 
What are some good gold investing resources?

Highest Bank CD Interest Rates 
Which banks offer the highest interest rates for their CDs?

FICO Credit Score Needed To Rent An Apartment 
What is the average FICO credit score needed to rent an apartment?

When To Sell A Stock After A Big Gain 
When do you know it is time to sell a stock that has had a big gain?

Highest Paying CDs To Invest In 
Where can I find the highest paying CDs to invest in?

Making A Living Buying and Selling Stocks 
Is it possible to live a good life by only investing in stocks as a source of income, or is it too risky and complicated?

Variable Annuities Long Term Investment 
I have no earned income, but I just got a large cash settlement. What's my best choice for a long term retirement investment?

How To Start Investing In The Stock Market 
How should you start investing in the stock market if you are a complete novice? Mutual Funds? ETFs? Individual Stocks?

Just looking for people to ...

What Happens If The Stock Market Crashes 
What really would happen if the stock market crashes completely? If we wake up tomorrow and the stock market completely crashes; then disappears would ...

Credit Score Needed To Buy A House 
I am try to get a house. What is the new credit score that I would need in order to purchase a house given the bad economy and the increase in foreclosures?...

How To Get Started In The Stock Market 
How do I get started on buying and selling stocks?

How Can I Diversify My Investment Portfolio 
How can I diversify my investment portfolio among life insurance, stocks and fix deposits and what should be a typical turnaround time for these financial ...

New To The Stock Market 
I am planning to invest in stocks, but don't know where to start. Can anyone please help?

What steps would you tell a beginner to start with.

Debt Management Companies Pros and Cons 
Do you recommend debt management companies to lower a high credit card debt?

If you could give some pros and cons it would be greatly appreciated.

What Are The Best Companies To Invest In Currently 
What are the best company's to invest in right now?

Please give me your opinions and why you have those opinions. Also, if you can include the current ...

Good Credit Scores In Today's Economy 
Is 660 still considered a good credit score in today's economy? What scores do you consider to be poor, fair, good, and excellent nowadays?

Credit Score For Free Question 
Is there a way to get your credit score for free?

College Financial Aid And The Stock Market Affects 
Will Investing in the stock market affect my college financial aid?

Investment Strategy Question 
What are some quality investment strategies?

Best Online Stock Broker and Why 
I am just curious about which online stock broker everyone uses and why?


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Emergency Funds:

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Budget Money:

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Keep up to date with the latest political issues affecting your money: Politics and Money

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Earn Interest:

An online checking account that actually pays interest: ING Direct Checking Account

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