Credit Questions and Answers - Page 3

Which Major Credit Bureau Is Most Commonly Used 
Which of the 3 major credit bureaus (TransUnion, Experian, Equifax) is most commonly used by creditors?

Difference Between Banks And Credit Unions 
Can someone please explain to me the difference between banks and credit unions?

Good Books About Credit Repair 
Can anyone recommend any good books that deal with credit repair?

Removing Negative Items From Credit Report 
Are there any effective ways to get negative items, like a couple of late payments, off my credit report before 7 years? I think 7 years is way to long ...

Fair And Decent Credit Card Companies 
Are there any credit card companies that actually have fair and decent policies to help customers that are having financial troubles, or are they all just ...

Age Required To Get An Auto Loan 
At what age can a person legally get an auto loan?

Benefits Of Store Specific Credit Cards vs Major Credit Cards 
Why would anyone use a higher interest rate store specific credit card over a major lower interest rate credit card from VISA or Mastercard? I just never ...

Best Way To Lower Credit Card Interest Rate 
What is the best way to get a credit card company to reduce your interest rate?

Approved Credit Card Lowering Credit Score 
Does your credit score go down when you are approved for a credit card?

Credit Score Needed For An American Express Card 
What credit score do you need to obtain a typical American Express credit card?

Will Closing A Credit Card Hurt Your Credit Score 
Is it true that you should never actually close a credit card because it will lower your credit score?

Employers And Credit Scores 
Why are employers allowed to look at your personal credit score when they interview you?

Unsecured Credit Card With Poor Credit 
Where can I apply for an unsecured credit card with poor credit?

Bank Account Credit Score Question 
Does opening a bank account affect my credit score? Or is it only if you actually open a line of credit?

Credit Card Without A Job 
Is it possible to get a credit card without a job? I have a lot of savings, and I was looking to get a credit card with a lower interest rate while I ...

Where Can I Get My Credit Score For Free 
Where can I get my credit score for free? I am referring to the actual FICO score that lenders use.

What Makes Your Credit Score 
What actually makes up your credit score? Are certain things weighed more heavily than others when your score is calculated?

What Lowers Your Credit Score 
What lowers your credit score more than anything else?

How To Find My Credit Score 
Can someone tell me where to find my credit score used by lenders online?

How Do You Raise Your Credit Score 
How do you raise your credit score at all 3 credit bureaus? I have noticed each one gives you a different FICO score. How do each of the credit bureaus ...

What Your Credit Score Means 
What does your credit score mean in relation to your job? I think it is unfair that employers are allowed to view your credit score when applying for ...

How Long To Improve Credit Score 
How long does it take to see improvements in your credit score once you begin to pay off credit cards one by one?

What Is A FICO Score 
What is a FICO score actually created from? Is there an actual equation used to come up with it that the average person can use themselves to determine ...

How To Remove Inquiries From Credit Report 
I am trying to figure out how to remove inquiries from my credit report that I know are incorrect. The credit bureaus do NOT seem to be much help even ...

Credit Cards For People Who Filed Bankruptcy 
I am looking for credit cards for people who filed for bankruptcy. I wanted to find which credit cards have the best chance of being approved even with ...

How To View Credit Report 
Where is the best place to view your credit report? A place that really explains why your credit score is what it is.