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investing guide

Certificate Of Deposit

A certificate of deposit, also commonly known as a CD, is simply when a customers agrees to lend a bank money for a certain length of time. In return for the loan a bank will then pay the customer a certain rate of interest when the CD matures. Certificates of deposits are FDIC insured.

Certificates of deposit usually come with a lot of restrictions or penalties; especially if you were to withdraw the money before the CD matures.

This is why I think opening a high yield online savings account is a better choice because they have no such restrictions or penalties on withdrawals.

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Return from Certificate of Deposit to High Interest Investing



Emergency Funds:

Before you ever invest in stocks or other risky investments you should have an emergency fund in place. A great place to keep an emergency fund is ING DIRECT.

Best Online Broker:

The best online stock broker when it comes to cost and service is without a doubt Zecco.com.

Pick Quality Stocks:

If you are looking for the best technical analysis stock picking software then check out MarketClub.

Budget Money:

We have designed an easy to use spreadsheet that allows you to track your daily, monthly, and yearly income and expenses quickly and easily: Budget Spreadsheet

Politics and Money:

Keep up to date with the latest political issues affecting your money: Politics and Money

Trading Videos:

Take some time to watch 4 free educational trading videos from INO TV.

Protect Identity:

Learn how to protect your good name by protecting your identity with LifeLock.

Earn Interest:

An online checking account that actually pays interest: ING Direct Checking Account

Build A Website:

Looking to create your own website? Then try what we use for this one: Site Build It

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